One pays for groceries, the other pays for delivery
Shared expenses without the repeated money talk
For couples who pay for each other, split larger bills, and want a calm view of what is still open.
Use a personal debt for a single payment or a shared bill when both people contributed. OweMe keeps the result in WhatsApp.
OweMe
WhatsApp bot
Debt
Who is this with?
Sam
What happened?
They owe me
Enter the amount
45 USD
Confirmation sent to Sam.
What would you like to do?
2 flows
for simple and shared costs
1 balance
for each currency
clear
shared totals
Small amounts are easy to forget
The running total is never quite clear
Use the flow that matches the expense
Record a direct debt when one partner covered the other, or split a bill when both paid. Confirmation keeps the balance shared rather than one-sided.
01
Choose debt or bill
Match the flow to a single payment or a shared purchase.
02
Add the amounts
Record who paid and who participated.
03
Confirm together
Both people complete their part inside WhatsApp.
04
Settle when ready
Keep the balance open or close it with a confirmed settlement.
Useful for everyday and occasional expenses
Groceries and delivery
Taxis and subscriptions
Shared purchases
Clear settlement history
Make the next shared expense clear
Put the payment into OweMe now instead of reconstructing it at the end of the month.